Banana Bread with Mini Chocolate Chips Recipe

Highlighted under: Favorite Baking Inspiration

I absolutely love baking, and there's nothing quite like the aroma of freshly baked banana bread wafting through my kitchen. This Banana Bread with Mini Chocolate Chips is my go-to recipe whenever I have ripe bananas to use up. The sweetness of the bananas perfectly complements the rich chocolate chips, making it a delightful treat for breakfast or dessert. I enjoy serving it warm with a pat of butter, and it never lasts long in my house. Plus, it’s super easy to make, which is always a bonus in my busy life.

Honoria Blake

Created by

Honoria Blake

Last updated on 2026-01-06T13:33:34.864Z

While testing different banana bread recipes, I realized that adding mini chocolate chips not only enhances the flavor but also adds a delightful texture. The chocolate melts slightly during baking, integrating beautifully with the moist banana bread. I prefer using very ripe bananas for this recipe as they provide the best natural sweetness and flavor.

Another tip I've discovered is to slightly underbake the banana bread. This keeps it wonderfully moist and ensures that it remains soft even after storage. Trust me, the slight gooeyness is part of what makes this bread so special!

Why You Will Love This Recipe

  • Perfect balance of sweet bananas and rich chocolate chips
  • Quick and easy recipe for any skill level
  • A great way to use overripe bananas and reduce waste

Understanding the Ingredients

The key ingredients in this banana bread recipe work in harmony to create a moist and flavorful loaf. Ripe bananas are not just a natural sweetener; they also contribute to the overall moisture of the bread, ensuring that it doesn’t dry out during baking. The addition of melted butter adds richness, while the sugar helps form that beautiful, golden-brown crust. Using mini chocolate chips instead of regular-sized ones disperses the chocolate more evenly throughout the bread, allowing every bite to have a delightful sweetness without overwhelming the banana flavor.

When selecting your bananas, it’s best to use fruit that is heavily speckled or even mostly brown. These overripe bananas are sweeter and more flavorful than their yellow counterparts. If you find yourself in a pinch and don’t have ripe bananas on hand, you can speed up the ripening process by placing unripe bananas in a paper bag at room temperature. The ethylene gas they produce will help them ripen faster, and you can also toss them in a 300°F (150°C) oven for about 15 minutes until soft.

Perfecting Your Technique

A crucial step in achieving that perfect banana bread texture lies in mixing. Overmixing the batter can lead to a dense and tough loaf. It’s important to combine the wet and dry ingredients until they are just incorporated; a few lumps are completely fine. To test if your batter is ready, look for a slightly thick and glossy consistency. If you notice too many dry spots in the mix, gently fold in any remaining flour with a spatula, being careful not to overwork it.

To ensure even baking, make sure your oven is preheated to 350°F (175°C) before you place the batter inside. Using an oven thermometer can help verify that your oven is heating accurately. If you notice that the edges of your banana bread are browning too quickly, you can cover the loaf with aluminum foil lightly during the last 15 minutes of baking. This will help prevent the crust from becoming too dark while allowing the inside to cook through.

Storage and Serving Suggestions

To keep your banana bread fresh, once completely cooled, wrap it tightly in plastic wrap and store it at room temperature for up to three days. If you’d like to keep it longer, this banana bread freezes beautifully. Slice it up and place the pieces in an airtight container or freezer bag, separating each slice with parchment paper to prevent sticking. It can last in the freezer for up to three months, and when you’re ready to enjoy it, simply thaw at room temperature or heat slices in a toaster for a quick warming option.

There are plenty of ways to enjoy this banana bread besides serving it plain. For a decadent treat, consider spreading a layer of nut butter on top or serving it alongside a scoop of your favorite ice cream. You can even use it as a base for a delicious French toast by dipping slices in a mixture of beaten eggs, milk, and cinnamon before frying. Additionally, feel free to experiment with mix-ins like nuts or dried fruits for added texture and flavors.

Ingredients

Wet Ingredients

  • 3 ripe bananas
  • 1/2 cup melted butter
  • 1/2 cup sugar
  • 1 large egg, beaten
  • 1 teaspoon vanilla extract

Dry Ingredients

  • 1 teaspoon baking soda
  • 1/4 teaspoon salt
  • 1 cup all-purpose flour
  • 1/2 cup mini chocolate chips

Instructions

Preheat the Oven

Preheat your oven to 350°F (175°C) and grease a 9x5 inch loaf pan.

Mash the Bananas

In a mixing bowl, mash the ripe bananas with a fork until smooth.

Mix Wet Ingredients

Stir in the melted butter, sugar, beaten egg, and vanilla extract until well combined.

Combine Dry Ingredients

In another bowl, mix the baking soda and salt with the flour. Gradually fold the dry mixture into the wet mixture until just combined.

Add Chocolate Chips

Fold in the mini chocolate chips gently to evenly distribute them throughout the batter.

Bake the Bread

Pour the batter into the greased loaf pan and bake for about 50 minutes, or until a toothpick inserted in the center comes out clean.

Cool and Enjoy

Allow the bread to cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely. Slice and enjoy your delicious banana bread!

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Pro Tips

  • For an extra flavor boost, try adding chopped nuts or a pinch of cinnamon to the batter!

Troubleshooting Common Issues

If your banana bread doesn’t rise as expected, this could be due to old baking soda. Always check the expiration date on your baking soda before using it; fresh baking soda is key to achieving that perfect rise. Additionally, if you find your bread overly dense, consider reducing the amount of flour slightly next time, as different banana sizes can impact the moisture levels significantly.

Another common issue is a bread with a gummy center. This typically happens if the bread is taken out of the oven too early. Always perform the toothpick test towards the end of the baking time; inserting it into the center of the loaf should yield clean results. If it comes out with batter on it, continue baking and checking every few minutes to avoid overbaking.

Variations to Try

For those looking for a healthier twist, you can substitute half of the all-purpose flour with whole wheat flour to add more fiber and a nutty flavor. Additionally, swapping half of the sugar for honey or maple syrup can introduce a different sweetness profile while still allowing the banana's flavor to shine through.

If you want to change up the flavor profile even more, consider adding spices such as cinnamon or nutmeg to the dry ingredients. About a teaspoon of ground cinnamon can add warmth, while a pinch of nutmeg can enhance the overall depth of flavor. You can also experiment with adding a handful of shredded coconut or nuts for added texture.

Questions About Recipes

→ Can I use frozen bananas?

Yes! Just thaw them completely and drain any excess moisture before mashing.

→ How should I store my banana bread?

Store it in an airtight container at room temperature for up to 3 days or in the refrigerator for up to a week.

→ Can I substitute the sugar?

You can substitute with brown sugar for a richer flavor or use a sugar alternative if you prefer.

→ What if my bread is too moist?

You may have added too many bananas or not baked it long enough. Try with less banana or add a couple more minutes to the baking time.

Banana Bread with Mini Chocolate Chips Recipe

I absolutely love baking, and there's nothing quite like the aroma of freshly baked banana bread wafting through my kitchen. This Banana Bread with Mini Chocolate Chips is my go-to recipe whenever I have ripe bananas to use up. The sweetness of the bananas perfectly complements the rich chocolate chips, making it a delightful treat for breakfast or dessert. I enjoy serving it warm with a pat of butter, and it never lasts long in my house. Plus, it’s super easy to make, which is always a bonus in my busy life.

Prep Time15 minutes
Cooking Duration50 minutes
Overall Time65 minutes

Created by: Honoria Blake

Recipe Type: Favorite Baking Inspiration

Skill Level: Beginner

Final Quantity: 1 loaf

What You'll Need

Wet Ingredients

  1. 3 ripe bananas
  2. 1/2 cup melted butter
  3. 1/2 cup sugar
  4. 1 large egg, beaten
  5. 1 teaspoon vanilla extract

Dry Ingredients

  1. 1 teaspoon baking soda
  2. 1/4 teaspoon salt
  3. 1 cup all-purpose flour
  4. 1/2 cup mini chocolate chips

How-To Steps

Step 01

Preheat your oven to 350°F (175°C) and grease a 9x5 inch loaf pan.

Step 02

In a mixing bowl, mash the ripe bananas with a fork until smooth.

Step 03

Stir in the melted butter, sugar, beaten egg, and vanilla extract until well combined.

Step 04

In another bowl, mix the baking soda and salt with the flour. Gradually fold the dry mixture into the wet mixture until just combined.

Step 05

Fold in the mini chocolate chips gently to evenly distribute them throughout the batter.

Step 06

Pour the batter into the greased loaf pan and bake for about 50 minutes, or until a toothpick inserted in the center comes out clean.

Step 07

Allow the bread to cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely. Slice and enjoy your delicious banana bread!

Extra Tips

  1. For an extra flavor boost, try adding chopped nuts or a pinch of cinnamon to the batter!

Nutritional Breakdown (Per Serving)

  • Calories: 380 kcal
  • Total Fat: 26g
  • Saturated Fat: 15g
  • Cholesterol: 195mg
  • Sodium: 85mg
  • Total Carbohydrates: 32g
  • Dietary Fiber: 3g
  • Sugars: 24g
  • Protein: 6g